Topics: Legal & compliance Email Address Operator expects Commonwealth to fight latest ruling by Court of Appeals Regions: US Kentucky Kentucky court quashes $870m Stars Group fine 2nd January 2019 | By contenteditor The Stars Group expects the Commonwealth of Kentucky to challenge a ruling by the state’s Court of Appeals to quash a $870m (£690m/€765m) judgement against the operator.In reversing the judgement, the appeals court said that allowing the complaint by the Commonwealth to move forward would “lead to an absurd, unjust result”.The state, which first launched legal action against PokerStars (then owned by Rational Group) in 2010, alleged that the operator had illegally provided gambling services to 34,000 Kentucky players between October 2006 – when the Unlawful Internet Gambling Enforcement Act (UIGEA) was introduced – and April 2011.Amaya, which acquired PokerStars’ parent company Rational Group in 2014, was fined $290m in November 2015 by Franklin Circuit Court Judge Thomas Wingate, who then tripled the amount a month later following a request from the state. In 2017, Amaya rebranded as the Stars Group.“We applaud the decision of the highly-respected three-judge panel of the Kentucky Court of Appeals,” said the Stars Group’s executive vice-president and chief legal officer, Marlon Goldstein. “The merits of the case prevailed and we look forward to putting this matter behind us as we sharpen our focus on executing on our growth strategy going forward.”However, Stars also made it clear that it does not anticipate this to be the end of the matter.The operator said that it expects the commonwealth to petition the Court of Appeals for a rehearing or ask the case to be reviewed by the state’s Supreme Court.Stars added that it intends to vigorously dispute any and all liability in should the Kentucky Supreme Court hear the Commonwealth’s appeal.It has previously been suggested that an out of court settlement is still possible before a further escalation following the latest ruling.In defending its position, Stars had argued to the appeals court that Kentucky was attempting to exploit a “centuries-old statute” that was intended to allow individuals who incurred gaming losses to bring an action against their winning opponents.The operator also pointed out that the Commonwealth had failed to identify specific PokerStars customers who had lost money during the period in question.Stars now intends to petition for the release of a $100m supersedeas bond that was posted to stay enforcement of the lower court’s order during the appeal process.About $300m continues to be held in an indemnity escrow fund established under the merger agreement with Rational Group.Image credit: Gage Skidmore AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Legal & compliance Subscribe to the iGaming newsletter Tags: Online Gambling
Subscribe to the iGaming newsletter AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Regions: US 15th October 2019 | By contenteditor Topics: Tech & innovation Global network and cloud infrastructure solutions provider Continent 8 Technologies and online gaming software developer Iforium have expanded their partnership to pursue new opportunities in the US market.Under the extended deal, Iforium will become the first tenant at Continent 8’s new data center at the Atlantic City Convention Center in New Jersey. Opened in June, the facility is the first purpose built data center in Atlantic City.Over the past 12 months, Continent 8 has increased its US multi-state capacities to include Indiana, Mississippi, Nevada, New Jersey, Pennsylvania, and West Virginia, while plans are in place to also add locations in Florida, Illinois, Iowa, New Hampshire, New York, Ohio, Oregon and Tennessee.Iforium in July secured a transactional waiver from the New Jersey Division of Gaming Enforcement and has since gone live with its first operator in the state. The waiver also permits Iforium to provide licensed operators with its Gameflex casino platform that hosts more than 9,000 games from over 100 third-party suppliers.Read the full story on iGB North America. Global network and cloud infrastructure solutions provider Continent 8 Technologies and online gaming software developer Iforium have expanded their partnership to pursue new opportunities in the US market. Tech & innovation Tags: Online Gambling Continent 8 and Iforium extend partnership to US market Email Address
Casino & games AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter ESIC launches inquiry into historical CS:GO cheating The Esports Integrity Commission (ESIC) has launched a new inquiry into the potential exploitation of an in-game bug that allowed esports players to gain an advantage in matches as far back as 2016.The so-called ‘coaching bug’ meant coaches could watch Counter Strike: Global Offensive (CS:GO) games with a ‘free camera’, enabling them to view games from any position on the map.By doing this, the coaches could provide information to their own teams on opponents’ positions within the game, thus giving them a competitive advantage.Following an ESIC-led investigation, esports tournament organisers ESL and DreamHack this week banned three team coaches for exploiting the bug.However, ESIC has now said that after reviewing a large quantity of evidence, there is suggestion that the bug may have been exploited as far back as 2016, and it will open an official inquiry into the matter.“ESIC believes that detection, exposure and punishment of any entity involved in cheating in esports is in the best interest of competitive integrity, and, ultimately, the interests of the industry,” ESIC said.The wide-ranging inquiry will include analysis of approximately 25,000 demos pertaining to CS:GO games played between 2016 and 2020. Based on evidence from this, ESIC will conclude on standardised sanctions that will apply to any offending parties.ESIC also said it will carry out a manual review of all key suspect demos, and publicly release tranches of standardised sanctions on a monthly basis after the inquiry is complete.Dedicated CS:GO news website HTLV.org, acquired by Better Collective in March, will support the inquiry by providing access to approximately 5TB of demo footage stored on its servers.The inquiry is expected to run for eight months and will cover all of ESIC’s membership, including ESL, DreamHack, BLAST, WePlay, Eden Esports, UMG, UCC.In relation to the inquiry, ESIC will run a ‘confession period’ from today (4 September) to 13 September, during which parties can come forward to admit any wrongdoing related to the bug.In addition, for any persons found to have exploited the bug during the inquiry, the ESIC will allow all parties to appeal the decision to its independent disciplinary panel.The inquiry comes as the ESIC prepares to conclude an extensive investigation into alleged match-fixing in the Mountain Dew League (MDL) esports contest, revealing that it has carried out 15 investigations into the issue.The ESIC said it received a number of suspicious bet alerts through its global integrity monitoring framework over the past 18 months, prompting it to launch an investigation.MDL, a joint venture between ESL and soft drinks brand Mountain Dew, is a CS:GO tournament, giving amateur players the opportunity to launch themselves on the competitive gaming circuit. The Esports Integrity Commission (ESIC) has launched a new inquiry into the potential exploitation of an in-game bug that allowed esports players to gain an advantage in matches as far back as 2016. Topics: Casino & games Esports Video gaming Email Address 4th September 2020 | By contenteditor Subscribe to the iGaming newsletter Tags: Video Gaming
Ecobank Transnational Incorporation (ETI.gh) listed on the Ghana Stock Exchange under the Banking sector has released it’s 2014 interim results for the half year.For more information about Ecobank Transnational Incorporation (ETI.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the Ecobank Transnational Incorporation (ETI.gh) company page on AfricanFinancials.Document: Ecobank Transnational Incorporation (ETI.gh) 2014 interim results for the half year.Company ProfileEcobank Transnational Incorporation is a financial services institution offering retail, wholesale, investment and transactional banking services to government departments, financial institutions, multi-nationals, small- to medium-size enterprises, micro businesses and individuals in Africa and internationally. The banking group operates in the domestic, corporate and investment banking segments. Ecobank Transnational Incorporated offers a full-service product offering which ranges from current and savings accounts to business accounts and term deposits. Ecobank Transnational Incorporated also provides services for institutional banking; ranging from treasury and investment banking to commodity/trade finance, debt issuance and equity offerings, mergers and acquisitions and syndicated lending. The financial institution operates a network of approximately 1 200 branches and offices in the major towns and cities of Ghana. Its head office is in Lomé, Togo. Ecobank Transnational Incorporation is listed on the Ghana Stock Exchange
Chemical & Allied Products Plc (CAP.ng) listed on the Nigerian Stock Exchange under the Industrial holding sector has released it’s 2015 interim results for the half year.For more information about Chemical & Allied Products Plc (CAP.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Chemical & Allied Products Plc (CAP.ng) company page on AfricanFinancials.Document: Chemical & Allied Products Plc (CAP.ng) 2015 interim results for the half year.Company ProfileChemical & Allied Products (CAP) Plc manufactures and sells a range of paint finishers for the coatings sector in Nigeria under the Dulux and Caplux brand name. Products in its coatings range include vinyl silk, vinyl matt, vinyl soft sheen, eggshell, high gloss, weathershield masonry and special effect finishes. Emulsions, gloss and textured variants are sold under its Caplux brand. The company distributes and sells its product range through Dulux Trade and Caplux outlets in the major towns and cities of Nigeria. The company also produces a fire protection range which includes fire retardants, fire retardant coatings, fire stopping materials and fire extinguishers. Chemical & Allied Products Plc is a subsidiary of UAC of Nigeria Plc. The company’s head office is in Lagos, Nigeria. Chemical & Allied Products is listed on the Nigerian Stock Exchange
Save this picture!Courtesy of Drew Mandel Architects+ 21 Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/333533/cedarvale-ravine-house-drew-mandel-architects Clipboard “COPY” Year: “COPY” Houses Projects ArchDaily Cedarvale Ravine House / Drew Mandel Architects Area: 3250 ft² Year Completion year of this architecture project Save this picture!Ground Floor PlanThe Cedarvale Ravine House is a 3350 square feet home for a family of four that is located at the edge of the Toronto Cedarvale Ravine. The ravine system, the most distinctive feature of Toronto’s geography, comprises ofextraordinary arteries that flow through the city giving unique access to the wilderness. This infill house sits on a typical mid-town residential neighborhood street, but opens to protected woodlands at the rear of the property. The building mass is formed by pushing and pulling the desired volume across the site. It is further manipulated with void spaces. The sculptural expression solves programmatic requirements, maximizes views, provides natural light, and enhances the promenade and transition from sub-urban streetscape to contact with very primal forms of nature.Save this picture!Courtesy of Drew Mandel ArchitectsThe circulation of the house weaves through a modulation of intimate and expansive spaces and courtyards that lead to a glass-enclosed single-story space at the rear of the property. This is the kitchen and family room, the heart of the house. It also defines the south edge of the courtyard. This volume has been pushed down to one story in order to permit light to the interior and views out to the ravine. Large expanses of glass dematerialize the monolithic stone building and dissolve boundaries between the interior and exterior. Save this picture!Courtesy of Drew Mandel ArchitectsThe building is clad in custom local Ontario stone masonry units. 2”, 3” and 4” tall stone courses are laid in an irregular sequence. The random lengths of stone range from 1’-0” to 4’-0” and intend to emphasize the horizontal lines of the building. Save this picture!Courtesy of Drew Mandel ArchitectsAt the second floor, a zinc-clad cantilevered superstructure frames views from the inside and gestures to the woodlands. It floats above and beyond the main stone volume and allows the re-naturalized ravine plantings to be brought farther into the site. A lap pool reflects light into the space under the second floor cantilever where a family can enjoy outdoor activities around the pool and barbeque.Save this picture!Courtesy of Drew Mandel ArchitectsThe reaching superstructure is the structural feature of the project. Its one story high trusses are embedded in walls and are supported on an exposed slender column. Column supports are reduced by diffusing the overturning forces into both the roof and floor diaphragms. A series of space-defining vertical planes and a mass concrete wall are used for lateral resistance. The floating rear volume is complimented by a carport cantilever reaching to the front property line. Its structure is a three-point steel framing system with wood infill, sitting on cantilevered concrete walls.Save this picture!Courtesy of Drew Mandel ArchitectsThe private areas located on the second floor feature operable floor-to-ceiling glazing with sliding interior wooden shutters. The system allows one to control sunlight, privacy, air flow, and noise as desired.Save this picture!Courtesy of Drew Mandel ArchitectsThe second floor diverges into two wings separated by a double height dining space and its adjacent open courtyard. This connection space is traversed by a bridge that leads to access to a green roof. It contains a vegetable garden for family meals while insulating the one-story family room-kitchen below. Here, the ravine is brought to the foreground at the second floor spaces. Both the courtyard and the green roof spaces support the local conservation authority’s interest to have the rear of the property re-naturalized as part of a larger ravine stewardship program. With much of the rear planted, these natural spaces provide additional amenity space and shape complex volumes. Save this picture!Exploded AxonThe restrained and limited material palette of stone, walnut, and concrete avoids unnecessary ornamentation in order to focus one’s attention on the site, natural light, and movement through a variety of open spaces. The Cedarvale Ravine House provides opportunities to celebrate the everyday rituals of residential life and enhances the slow unfolding experience of a special site.Project gallerySee allShow lessFilms & Architecture: “North by Northwest”ArticlesVideo: Diller Scofidio + Renfro talk Hirshhorn “Bubble” on The Creators ProjectArticles Share CopyHouses•Toronto, Canada ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/333533/cedarvale-ravine-house-drew-mandel-architects Clipboard Cedarvale Ravine House / Drew Mandel ArchitectsSave this projectSaveCedarvale Ravine House / Drew Mandel Architects Canada 2011 Architects: Drew Mandel Architects Area Area of this architecture project CopyAbout this officeDrew Mandel ArchitectsOfficeFollowProductsSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesDabasTorontoHouses3D ModelingCanadaPublished on February 19, 2013Cite: “Cedarvale Ravine House / Drew Mandel Architects” 19 Feb 2013. ArchDaily. Accessed 11 Jun 2021.
The ICT Consortium is asking charities and voluntary sector organisations how they make use of information and communications techology. Fill in their online qiestionnaire to let them know.The consortium is encouraging organisations to complete its survey, either online or on paper. “It’s not particularly technical”, they say: “anyone who knows enough about your organisation should be able to fill it in.”The consortium consists of Lasa, IT4Communities, NACVS, NCVO, and its latest member AbilityNet. Advertisement 22 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Research / statistics Technology AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis ICT Consortium launches questionnaire About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 12 July 2004 | News Paul Ticher, one of the researchers involved, admits that there are plenty of other ICT questionnaires doing the rounds, not least because of the sums of money the government is making available to improve voluntary sector use of ICT. But the ICT Consortium’s research is different he says: “It’s not just a snapshot, but partof a “longitudinal” study which will go back to as many as possible of the same organisations later on and see how things have changed.”The survey is also an opportunity, he says, for organisations to help determine the kind of services that the ICT Consortium will be providing over the coming years.The closing date for completed responses is 17 August 2004.
WhatsApp Previous articleNo. 3 Michigan, No. 4 Ohio State meet to top AP Top 25 slateNext articleRecruitee og Sympa slår seg sammen for å forme fremtidens HR-teknologi Digital AIM Web Support Pinterest Twitter WhatsApp Twitter Recruitee and Sympa Join Forces to Shape the Future of HR Technology TAGS Pinterest Facebook Facebook By Digital AIM Web Support – February 16, 2021 Local NewsBusiness HELSINKI–(BUSINESS WIRE)–Feb 16, 2021– Sympa, a leading provider of core HR software in the Nordics and Recruitee, a leading provider of applicant tracking systems (ATS) in central Europe and the USA, are combining to create a premium digital HR solutions offering. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20210216005137/en/ “We’re thoroughly enjoying working with the teams at Recruitee and PSG and can’t wait to continue this strong partnership on what will be an exciting – not to mention fun – journey”, states Keijo Karjalainen, CEO and co-founder of Sympa. Photo by Sympa Marketing. (Photo: Business Wire) The collaboration brings both companies’ software solutions under one umbrella, providing companies with a full suite of advanced tools for automating HR tasks and amplifying the expertise of HR professionals. Going forward, customers will benefit from the expanded combined product offering, consisting of a leading talent acquisition platform and a comprehensive core HR platform, as well as the group’s significantly increased geographic reach. The combined group will have over 4,000 customers across Europe and the USA, and a team of over 250 employees. Notable global brands such as Autobahn, RedBullMedia House, Innocent Drinks, Breitling, Oatly, BMW, Toyota, TNT, Dustin, and Byggmax, use the software today to acquire the best talent, hire more efficiently, nurture the development of their employees, and make smarter strategic decisions. Keijo Karjalainen, CEO and co-founder of Sympa, commented: “We are excited to partner with Recruitee, one of the leading ATS providers to be able to offer a comprehensive suite of products to our customers. We’re thoroughly enjoying working with the teams at Recruitee and PSG and can’t wait to continue this strong partnership on what will be an exciting – not to mention fun – journey.” “We are looking forward to working with the team at PSG and Sympa as we enter the next phase of our growth. This collaboration is a shortcut to our vision of providing companies with the best possible HR tools. With PSG as our backer, we aim to build a truly global presence and enhance our marketplace integrations,” commented Perry Oostdam – CEO and co-founder of Recruitee. CTO and co-founder, Pawel Smoczyk added: “We are excited by the opportunities ahead as we look to expand and develop our product range and continue working with our growing pool of both new and existing partners in the HR software space.” Kirsten ter Horst, Head of HR at FRISS – a longstanding customer of both companies, remarked “We’ve been using both products successfully and can imagine how these would naturally fit together. We are very excited to hear of the combination and the opportunities it will offer us.” PSG, a leading growth equity firm partnering with B2B software companies, will back the business as the majority shareholder, following its investment in Sympa in July 2020. Alfvén & Didrikson, an active, long-term backer of Nordic businesses with international growth potential, retains its minority stake after first investing in Sympa in 2016. Financial terms were not disclosed. Sympa Sympa, founded in 2005 and headquartered in Helsinki, offers a fully customizable core HR solution and is one of the fastest-growing HR vendors in the Nordics. It currently works with more than 700 organisations, including renowned brands in the Nordics, such as Oatly, BMW, Dustin, and Byggmax, to nurture the development of their employees, operate more efficiently and make smarter strategic decisions through its fully digital HR solution. Sympa has also one of the highest customer satisfaction rates in HR technology in Europe. Learn more about Sympa’s HR solution and customers on the company’s website, www.sympa.com Recruitee Headquartered in Amsterdam, Recruitee is a cloud based ATS solutions provider. The company’s digital software solutions cover job board integrations, talent sourcing, applicant tracking, pipeline automation, scheduling automation and advanced hiring analytics. Since inception in 2015, Recruitee has grown to service more than 3,200 customers from over 75 countries, a majority of which are from the company’s core markets of Benelux, DACH, the UK and the US. To learn more about Recruitee’s ATS solution, visit www.recruitee.com PSG PSG is a growth equity firm that partners with leading software and technology-enabled services companies to help them navigate transformational growth, capitalize on strategic opportunities and build strong teams. Having backed more than 65 companies and facilitated over 275 add-on acquisitions, PSG brings extensive investment experience, deep expertise in software and technology, and a firm commitment to collaborating with management teams. Founded in 2014, PSG operates out of offices in Boston, Kansas City and London. To learn more about PSG, visit www.psgequity.com. Alfvén & Didrikson Alfvén & Didrikson is an active and long-term backer of passionate entrepreneurs and teams with international growth ambitions. Since 2010, the Alfvén & Didrikson team has made investments in fast-growing Northern European companies such as Trustly, Quinyx, Mentimeter, Acast, Offerta, PE Accounting, Ftrack, Joint Academy, Transfer Galaxy, Airmee and Paligo. For more information see www.alfvendidrikson.com View source version on businesswire.com:https://www.businesswire.com/news/home/20210216005137/en/ CONTACT: Kati Tammisto Head of CX [email protected] +358 40 775 7162 KEYWORD: FINLAND EUROPE INDUSTRY KEYWORD: SOFTWARE NETWORKS HUMAN RESOURCES INTERNET CONSULTING PROFESSIONAL SERVICES TECHNOLOGY MOBILE/WIRELESS SOURCE: Sympa Copyright Business Wire 2021. PUB: 02/16/2021 03:00 AM/DISC: 02/16/2021 03:01 AM http://www.businesswire.com/news/home/20210216005137/en
Latest Variable Universal Life Offerings from Lincoln Financial Provide New Options for Guaranteed Protection and Market Growth Opportunities Pinterest Local NewsBusiness By Digital AIM Web Support – February 22, 2021 Twitter RADNOR, Pa.–(BUSINESS WIRE)–Feb 22, 2021– Lincoln Financial Group (NYSE: LNC) has launched its latest Lincoln VUL ONE and Lincoln Survivorship VUL ONE ( SVUL ONE ) variable universal life (VUL) insurance offerings. The new VUL ONE products offer two guaranteed minimum death benefit choices so clients can tailor their policy to their specific needs – from the cost of the coverage to the length and amount. They are now also available with a new Bonus Rider for enhanced cash value growth opportunities that can grow the policy death benefit beyond the initial amount or be accessed for future needs. “In recent years, VUL policies have emerged as a strong choice for those looking for guaranteed lifetime death benefit protection and the opportunity to take advantage of market growth,” said Stafford Thompson, Jr., senior vice president of Life Product Management at Lincoln. “With our latest VUL ONE offerings, Lincoln is bringing greater optionality and flexibility to clients so they can design the policy that works best for them, whether they need protection for life, a balance of protection and cost or additional growth potential.” Lifetime Guaranteed Minimum Death Benefit (GMDB) Options Lincoln VUL ONE and Lincoln SVUL ONE both offer a lifetime guaranteed minimum death benefit (GMDB) option which provides beneficiaries 100 percent of the initial GMDB. Alternatively, clients can select a premium reduction option which provides 100 percent of the initial GMDB up to age 90, and 50 percent of the initial GMDB at age 90 and beyond. With both options, the minimum death benefit is guaranteed regardless of market performance. “Lincoln’s next generation VUL ONE products can help address a wide variety of financial goals for a broad spectrum of clients, including pre-retirees still in their earning years or those already enjoying retirement,” said Andy Bucklee, senior vice president and head of Life & Executive Benefits Distribution for Lincoln Financial Group. “In addition to offering families peace of mind with the death benefit options, the VUL ONE products empower clients and financial professionals to develop advanced life insurance strategies ranging from retirement and estate planning to business insurance needs.” Market Growth Opportunities The VUL ONE suite offers clients more than 75 market-driven variable investment options for tax-efficient cash accumulation that can be accessed later in life for needs such as retirement income or funding college tuition. For those seeking greater growth opportunity, the products now offer a Bonus Rider which allocates a portion of the cash value to purchase S&P 500 options. If the cash value reaches a predetermined threshold due to strong investment performance, the policy’s death benefit amount could exceed the initial death benefit amount for increased protection. Long-Term Care (LTC) Protection For clients who have a primary need for death benefit protection but are also concerned about potential long-term care (LTC) expenses later in life, Lincoln VUL ONE and Lincoln SVUL ONE include the option to add an LTC Rider that provides reimbursement for long-term care expenses, including care received in a facility or in the home. A Broad Suite of VUL Policies The enhanced VUL ONE products complement the Lincoln AssetEdge®andLincoln AssetEdge ® Exec VUL products for those prioritizing accumulation and distribution with shorter duration death benefit protection. Last week, Lincoln also introduced a variable universal life-based version of its new MoneyGuard product, MoneyGuard Market Advantage SM. About Lincoln Financial Group Lincoln Financial Group provides advice and solutions that help people take charge of their financial lives with confidence and optimism. Today, more than 17 million customers trust our retirement, insurance and wealth protection expertise to help address their lifestyle, savings and income goals, and guard against long-term care expenses. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. The company had $303 billion in end-of-period account values as of December 31, 2020. Lincoln Financial Group is a committed corporate citizen included on major sustainability indices including the Dow Jones Sustainability Index North America and FTSE4Good. Dedicated to diversity and inclusion, we earned perfect 100 percent scores on the Corporate Equality Index and the Disability Equality Index, and rank among Forbes’ World’s Best Employers, Best Large Employers, Best Employers for Diversity, and Best Employers for Women, and Newsweek’s Most Responsible Companies. Learn more at: www.LincolnFinancial.com. Follow us on Facebook, Twitter, LinkedIn, and Instagram. Sign up for email alerts at http://newsroom.lfg.com. Disclosures and Important Information With any VUL product, certain fees and costs are involved, including monthly cost of insurance, administrative expense and premium load charges, as well as daily charges on assets invested in the variable subaccounts for mortality and expense risk, and asset management fees. Please consult the prospectus or ask your financial advisor for more detailed information. The S&P 500 Index is a product of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (“SPDJI”), and has been licensed for use by The Lincoln National Life Insurance Company. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC, a division of S&P Global (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by The Lincoln National Life Insurance Company. The Lincoln National Life Insurance Company’s product is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index. Distributions are taken through loans and withdrawals which reduce a policy’s cash surrender value and death benefit and may cause the policy to lapse. Loans are not considered income and are tax-free. Withdrawals and surrenders are tax-free up to the cost basis, provided the policy is not a modified endowment contract (MEC). A MEC policy is one in which the life insurance limits exceed certain high levels of premium, or the cumulative premium payments exceed certain amounts specified under the Internal Revenue Code. For policies that are MECs, distributions during the life of the insured, including loans, are first treated as taxable to the extent of income in the contract, and an additional 10% federal income tax may apply for withdrawals made prior to age 59½. This material was prepared to support the promotion and marketing of investment and insurance products. Lincoln Financial Group® affiliates, their distributors, and their respective employees, representatives, and/or insurance agents do not provide tax, accounting, or legal advice. Lincoln VULONE (2021) is issued on policy form 20-VUL689/20NLER-620 and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so. All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer. Lincoln variable universal life insurance is sold by prospectus. Carefully consider the investment objectives, risks, and charges and expenses of the policy and its underlying investment options. This and other important information can be found in the prospectus for the variable universal life policy and the prospectus for the underlying investment options. Prospectuses are available upon request and should be read carefully before investing or sending money. For a current prospectus, please call 800-444-2363 or go to www.LincolnFinancial.com. Policy values will fluctuate and are subject to market risk and to possible loss of principal. Products and features are subject to state availability. Limitations and exclusions may apply. Not available in the state of New York It is possible coverage will expire when either no premiums are paid following the initial premium, or subsequent premiums are insufficient to continue coverage. LCN: 3455337-021721 View source version on businesswire.com:https://www.businesswire.com/news/home/20210222005139/en/ CONTACT: Jay Russo Lincoln Financial Group 860-466-1324 E-mail:[email protected] KEYWORD: UNITED STATES NORTH AMERICA PENNSYLVANIA INDUSTRY KEYWORD: PROFESSIONAL SERVICES INSURANCE FINANCE SOURCE: Lincoln Financial Group Copyright Business Wire 2021. PUB: 02/22/2021 09:00 AM/DISC: 02/22/2021 09:01 AM http://www.businesswire.com/news/home/20210222005139/enCopyright Business Wire 2021. WhatsApp Facebook Pinterest TAGS WhatsApp Facebook Twitter Previous articleIn Israel and beyond, virus vaccines bring political powerNext articleJuniper Research: Smart Traffic Management to Significantly Reduce Congestion and Emissions; Saving Cities $277 Billion by 2025 Digital AIM Web Support