Equity Bank Limited (EBL.ug) listed on the Uganda Securities Exchange under the Banking sector has released it’s 2012 abridged results.For more information about Equity Bank Limited (EBL.ug) reports, abridged reports, interim earnings results and earnings presentations, visit the Equity Bank Limited (EBL.ug) company page on AfricanFinancials.Document: Equity Bank Limited (EBL.ug) 2012 abridged results.Company ProfileEquity Bank Limited is a financial conglomerate offering banking products and solutions to individuals and small-to-medium enterprises in Uganda through its subsidiary company, Equity Bank Uganda Ltd (EBUL). Its product offering ranges from savings and current accounts and fixed deposit accounts to social institutional accounts, credit products, treasury, trade finance and bank guarantee services. EBUL offers solutions for Internet banking, money transfers, merchant acquiring, point of sale and mobile banking services. Equity Bank Uganda Limited was formerly known as Uganda Microfinance Limited and changed its name to Equity Bank Uganda Ltd in 2008 when the microfinance institution was purchased by Equity Bank Limited. The financial conglomerate operates in six countries in the African Great Lakes Region, including subsidiary banks in Uganda, Kenya, South Sudan, Rwanda and Tanzania. Equity Bank Limited is listed on the Uganda Securities Exchange
Swan Life Ltd (formerly The Anglo Mauritius Assurance Society Ltd) (ANGM.mu) listed on the Stock Exchange of Mauritius under the Insurance sector has released it’s 2014 interim results for the first quarter.For more information about Swan Life Ltd (formerly The Anglo Mauritius Assurance Society Ltd) (ANGM.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Swan Life Ltd (formerly The Anglo Mauritius Assurance Society Ltd) (ANGM.mu) company page on AfricanFinancials.Document: Swan Life Ltd (formerly The Anglo Mauritius Assurance Society Ltd) (ANGM.mu) 2014 interim results for the first quarter.Company ProfileSwan Life Limited (formerly The Anglo Mauritius Assurance Society Limited) offers services such as life assurance, pensions, actuarial, and investment businesses in Mauritius. The company also provides life, car, home, health, travel, and boat insurance products, education and retirement plans, investment plans, wealth management, and stockbroking services for individuals. Swan Life Limited is headquartered in Port Louis, Mauritius. Swan Life Limited is listed on the Stock Exchange of Mauritius.
ArchDaily Projects Photographs: Sabrina SchejaSave this picture!© Sabrina SchejaRecommended ProductsPorcelain StonewareGrespaniaPorcelain Tiles – 20MMCorporate ApplicationsULMA Architectural SolutionsPolymer Concrete Facade in UniEléctricaStonesNeolithSintered Stone – Beton – Fusion CollectionText description provided by the architects. Thirty-two socially challenged youths live in the occupational training home in Brüttisellen where they also must spend their leisure time. The range of leisure time activities has been increased through the development of the 5/10/5 metre sport hall annex and the two adjoining fitness studios. Through the double use of existing adjoining rooms, the volume of the new building has been coupled with the main building.Save this picture!© Sabrina SchejaAs a flat building with the main body sunk 3 metres into the ground, the extension closes the central garden courtyard off into an access road. The contemporary design stands as a symbol for the development, respectively for the accomplishment of the buildings development between 2006 and 2011. The newly developed ensemble with administration, accommodation groups, schooling and leisure comprises all the building stages up until now and is upgraded to a centre embodied in a newly acquired free space.Save this picture!© Sabrina SchejaThe circumferential window band of the new building shows the curious visitor under the spell, one wants (and is allowed) to know which function underlies this building. The façade becomes transparent and a view in the courtyard is desired. With the evening bustle artificial light supports the meaning of the newly articulated middle point of the home.Save this picture!© Sabrina SchejaThe building is punctured through the circumferential window band, only a few precisely-assembled concrete support columns take over the reduction of the load and the bracing of the roof. The statics system, without a fixed grid dimension and with differing gradients of the concrete columns, is a part of the architectural concept. The total outer shell of the building, including the roof, is reduced to the materials concrete and glass. The raw concrete is façade, statics, earthquake resistance, moisture proofing and robust all in one. The interior with its moisture barrier, insulation, soundproofing and a sturdy surface in wood is the energy-efficient quick reacting inner core. Totally within the proven concept – hard outer shell, soft core. The interior wooden panelling is from large-sized plywood boarding of French Jerusalem or Aleppo pine. To achieve an optimal acoustic, 85% of the boarding needed to be perforated. The non-perforated surfaces from approximately 40m2 were distributed through the room, so that a spiel between perforated and non-perforated boarding was generated. Save this picture!SectionProject gallerySee allShow lessSustainable Temporal Theatre Design CompetitionArticlesHelsinki Central Library Competition Entry / PAR + ArupArticlesProject locationAddress:Bassersdorf, SwitzerlandLocation to be used only as a reference. It could indicate city/country but not exact address. Share 2010 MFH Glattlistrasse / L3P ArchitectsSave this projectSaveMFH Glattlistrasse / L3P Architects MFH Glattlistrasse / L3P Architects Save this picture!© Sabrina Scheja+ 26 Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/299523/mfh-glattlistrasse-l3p-architects Clipboard Social Housing Architects: L3P Architects Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/299523/mfh-glattlistrasse-l3p-architects Clipboard Area: 980 m² Year Completion year of this architecture project Photographs “COPY” CopySocial Housing•Bassersdorf, Switzerland “COPY” Year: Switzerland CopyAbout this officeL3P ArchitectsOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureSocial HousingDabasBassersdorfHousing3D ModelingSwitzerlandPublished on December 03, 2012Cite: “MFH Glattlistrasse / L3P Architects” 03 Dec 2012. ArchDaily. Accessed 11 Jun 2021.
August 17, 2011 – Updated on January 20, 2016 Disastrous summer for Macedonian media, with TV station and three dailies closed RSF_en Organisation Receive email alerts Reporters Without Borders is very worried about a steady decline in respect for press freedom in Macedonia since the start of the year. The closure of three national dailies, the withdrawal of the leading privately-owned TV station’s licence and changes to the Broadcasting Council that facilitate government control have caused an upheaval in the media world that does not bode well for freedom of expression.Closure of three leading dailies and A1 TVReporters Without Borders deplores the 3 July closure of three dailies owned by the Macedonian media company Plus Produkcija and the fact that A1, a TV station owned by the same group, has been stripped of its broadcasting licence. Vreme, Macedonia’s most widely-read newspaper, the Albanian-language daily Koha e Re and the tabloid Špic were all put in administration as a result of a tax investigation into Plus Produkcija owner Velija Ramkovski that began in December 2010.An influential businessman and media baron, Ramkovski was an unconditional supporter and partner of Prime Minister Nikola Gruevski’s government from 2006 to 2008 but distanced himself in 2009. Thereafter, Plus Produkcija became the bugbear of the government, which found it hard to accept A1’s outspoken criticism. March 8, 2017 Find out more May 29, 2015 Find out more Follow the news on North Macedonia News Journalists repeatedly attacked in Macedonian political crisis North MacedoniaEurope – Central Asia to go further News North MacedoniaEurope – Central Asia Sinister threat to Macedonian journalist and his family News A detachment of police special forces raided A1’s headquarters in November 2010 as part of an investigation into Ramkovski on suspicion of tax fraud, money laundering and organized crime. Ramkovski and 10 of his aides and associates were placed in pre-trial detention in June 2011. Their trial, dubbed the Spider’s Web, began at the end of June but has been repeatedly adjourned since then.After the launch of the investigation into Ramkovski and his arrest, the bank accounts of Plus Produkcija and A1 were frozen. Despite the financial difficulties, the determination shown by the journalists and staff at the three newspapers and A1 paid off and normal operations resumed after debts had been repaid (70,000 euros by Plus Produkcija and 2.4 million euros by A1).But the four media had their accounts frozen again at the end of June when Macedonia’s public treasury demanded the immediate settlement of unpaid taxes and social security contributions amounting to 1 million euros for Plus Produkcija and 9.5 million euros for A1. Although they appealed to an administrative court, they were ordered to settle these debts by 8 August.The government originally said the investigation would not threaten A1 but this is clearly no longer the case. In an 8 July press release, the government said: “The situation that the TV station A1 is undergoing has a simple explanation, namely the legal action against its owner, who is the subject of judicial proceedings. Any attempt to stir up a controversy about irregularities in the institutional system would be to misinform the public, a practice for which A1 is already well known.”“We are astonished by these upheavals in the media landscape,” Reporters Without Borders said. “While it is clearly legitimate to combat money laundering and tax fraud, we are disturbed by the decisions to place the same media group in administration twice in a row and the hasty closure of its newspapers before the outcome of its legal appeals. “Journalists cannot be blamed for any misconduct by their media owners. A staggered debt payment schedule could and should have been negotiated to ensure the survival of these independent media. The government clearly seized the chance to silence some of the few media that criticize it.“We also call on the government to act consistently in the A1 case and to respect the law. The broadcast frequency A1 had been using until 30 July was arbitrarily withdrawn by the Electronic Communications Agency (AEC) without the Broadcasting Council’s approval, violating article 55 of the broadcasting law and disregarding the council’s members. We warn the government not to let broadcast licences be rescinded arbitrarily. The council’s prerogatives must be scrupulously respected.”Questionable reform of Broadcasting CouncilThe government is meanwhile in the process of reforming the Broadcasting Council in such a way as to bring it under its control by increasing the number of its members from nine to 15. The six new members are to be name by the country’s president, the parliament’s anti-corruption commission and the Electronic Communications Agency – all of which are controlled by the ruling VMRO-DPMNE party.The changes to the Broadcasting Council were rushed through parliament, which approved them in a vote on 18 July.Reporters Without Borders condemns the reform of the Broadcasting Council and, in particular, the use of an emergency procedure to speed it through parliament. The changes to the council’s composition are far from minor and should have been the subject of a debate with media and civil society organizations.There was no justification for such haste except to gain control of the Broadcasting Council which, in theory at least, will have to endorse the withdrawal of A1’s frequency. It is hard to believe that all this was just a coincidence. There is every reason for questioning the real goals being pursued by a government that seems bent on tightening its grip on the media.State TV coup attemptReporters Without Borders also condemns last week’s decision by the state TV broadcaster’s executive committee to fire its entire board of governors. According to the broadcasting law, each of the board’s seven members holds the post for a single five-year term that can be shortened only in exceptional circumstances that include personal choice, a prison sentence or a political appointment incompatible with continuing in the position.According to the information available to Reporters Without Borders, none of these circumstances was cited by the executive committee. Only two of the board’s seven members were reaching the end of their term. The others had at least several months to serve and the newest member began his term of office just seven months ago. No attempt has so far been made to form a new board, and this is now blocking all management decisions.The government seems to be acting in an utterly illegal manner, as it did with the Broadcasting Council. It is gradually gaining very direct control over both the regulatory bodies and the management of the state-owned media.In an opinion piece for Utrinski Vesnik on 9 August, Ace Dukovski, one of the board’s members, described what is happening within the state TV broadcaster as an attempted coup. He said it was Slobodan Čašule, the recently-elected head of the executive committee, who had requested that the mandates of all the board’s members be rescinded. Čašule insists that he has respected the broadcasting law. But article 137 of this law says that, while the executive committee may exceptionally decide to change the length of the term of office of board member, it can only do so at the board’s suggestion.Labour unions targetedReporters Without Borders also deplores the arbitrary dismissal of journalists who are active labour union members, including Tamara Čausidis, the president of the Union of Journalists of Macedonia, who was fired from the privately-owned TV station Alsat-M on 9 July.She told Reporters Without Borders that, before being dismissed, she had been subjected to threats and pressure to abandon her union activities and she had turned down various suggestions from her superiors that she should resign voluntarily. Even now, Alsat-M claims that she left by mutual consent and that her departure was confirmed by a “voluntary cancellation” agreement signed on 9 August. “I never signed and never even saw this document,” Čausidis said. “It is up to the police to find out how my signature was put on it.” She said the use of agreements signed under pressure or in ignorance in order to fire journalists is on the increase in Macedonia. Such practices are widely used in the private sector and are tolerated by the government, which uses them itself.“This is why I don’t want to dispense with legal proceedings. It is crucial for me to win these legal proceedings, not just for myself but for all the other media and their employees. I don’t know how long it may take, but I have no intention of dispensing with them.”Tamara Grnčaroska, another member of the union’s board, worked for Utrinski Vesnik, a daily newspaper that is having financial difficulties and is in the process of restructuring. A demonstration was organized which led to the dismissal of five journalists, including Grnčaroska, for alleged misconduct.“After the demonstration, I was fired for disobeying my editor and for lack of discipline,” she said. “The dismissal procedure, the arbitration committee, none of this was respected.” She added that, as someone specialized in covering foreign affairs, she has never been pressured in connection with her reporting. News Help by sharing this information Outspoken columnist threatened, his car torched April 22, 2015 Find out more
Local News Previous articleMCHS CFO appointed interim CEONext articleEffortless Summertime Entertaining Digital AIM Web Support Permit applications approved by the Texas Railroad Commission for June 6 through June 12 for Districts 7C, 8 and 8A. Numbers in parentheses indicate the number of permits approved for that leasehold.Anadarko E&P Onshore, LLC, Becker 6-29 Unit A, Reeves, new drill; Becker 6-30 Unit B, Reeves, new drill (3); Hughes & Talbot 75-24 Unit, Loving, new drill; Silvertip 76-10 Unit H, Loving, new drill; Yokum UL 19-4 A, Loving, new drill.Apache Corporation, Lumbee, Reeves, new drill (2); Warhead 0405 B, Upton, new drill (3); Warhead 0405 C, Upton, new drill (2); Warhead 0405 D, Upton, new drill (3).APC Water Holdings 1, LLC, APC 28-20, Loving, new drill.BHP Billiton Petroleum (TxLa Op.) 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WhatsApp Pinterest By Digital AIM Web Support – March 4, 2021 NEW YORK–(BUSINESS WIRE)–Feb 3, 2021– Bristol Myers Squibb (NYSE: BMY) and The Rockefeller University today announced that they have entered into a definitive agreement under which Bristol Myers Squibb has been granted a global exclusive license to develop, manufacture and commercialize Rockefeller’s novel monoclonal antibody (“mAb”) duo treatment that neutralizes the SARS-CoV-2 virus for therapy or prevention of COVID-19. Despite the increasing availability of the vaccines, there will continue to be patients who contract COVID-19 and will need treatment for their infection. This novel treatment is a combination of two mAbs directed at blocking the SARS-CoV-2 spike protein and neutralizing the virus. The mAbs have been engineered to be highly potent and stable, allowing them to last longer in the bloodstream. Preclinical data suggest that this could enable effective treatment against multiple variants of the virus using a low dose subcutaneous administration, which would increase access to the medicine by eliminating the need for intravenous infusion. Ultimately, should the clinical development be successful, these advantages could potentially help expand access globally, including to low- and middle-income countries and to communities where healthcare resources are limited—a goal that both institutions will jointly work towards. Phase 1 clinical trials to assess dosing for IV and subcutaneous formulations, and to assess safety for the mAb duo, were initiated by Rockefeller in mid-January. Planning is underway with the goal of moving rapidly to a registrational program following readout of the phase 1 study taking place at Rockefeller University Hospital. “We look forward to continuing to work with The Rockefeller University in this crucial effort,” said Ho Sung Cho, Ph.D., Senior Vice President, Discovery Biotherapeutics, Bristol Myers Squibb. “Bristol Myers Squibb has supported the development and manufacturing of clinical supplies for Rockefeller to begin the Phase 1 trial and we are committed to leveraging our capabilities and resources in an effort to expeditiously develop and bring this potential treatment to patients and further address the challenges of the pandemic.” “The two highly potent antibodies against SARS-CoV-2, discovered by Rockefeller scientists, have the potential to play an important role in treating COVID-19 patients,” said Richard P. Lifton, President, The Rockefeller University. “New treatment options are urgently needed that treat mild to moderate disease and prevent development of severe disease in high-risk patients. Our collaboration with BMS will help us accelerate development timelines and support rapid delivery to patients.” Included in the terms of the agreement, Rockefeller is entitled to receive royalty payments on future sales. Should the clinical development be successful, Bristol Myers Squibb will work to enable availability and affordability of this potential treatment to patients globally. About SARS-CoV-2 mAb Combo Rockefeller has discovered two complementary antibodies to the SARS-CoV-2 spike protein that synergistically neutralize the virus in vitro and in animal models. The two antibodies have shown activity against several known SARS-CoV-2 mutants and it is believed that their co-administration could reduce the possibility of mutant virus escape. The two antibodies are potentially unique as pertains to their long half-life in humans and high affinity for the spike protein. The longer half-life has been enabled by leveraging Xencor’s Fc engineering technology. About Bristol Myers Squibb Bristol Myers Squibb is a global biopharmaceutical company whose mission is to discover, develop and deliver innovative medicines that help patients prevail over serious diseases. For more information about Bristol Myers Squibb, visit us at BMS.com or follow us on LinkedIn, Twitter, YouTube, Facebook and Instagram. Celgene and Juno Therapeutics are wholly owned subsidiaries of Bristol-Myers Squibb Company. In certain countries outside the U.S., due to local laws, Celgene and Juno Therapeutics are referred to as, Celgene, a Bristol Myers Squibb company and Juno Therapeutics, a Bristol Myers Squibb company. About The Rockefeller University The Rockefeller University is the world’s leading biomedical research university and is dedicated to conducting innovative, high-impact research to improve the understanding of life for the benefit of humanity. The university’s unique approach to science, with only 70 faculty, each selected for pursuit of highly innovative ideas, has led to many of the world’s most revolutionary and transformative contributions to biology and medicine. During Rockefeller’s 120-year history, Rockefeller scientists have won 26 Nobel Prizes, 24 Albert Lasker Medical Research Awards, and 20 National Medals of Science. Cautionary Statement Regarding Forward-Looking Statements This press release contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 regarding, among other things, the research, development and commercialization of pharmaceutical products and the agreement with The Rockefeller University. All statements that are not statements of historical facts are, or may be deemed to be, forward-looking statements. Such forward-looking statements are based on historical performance and current expectations and projections about our future financial results, goals, plans and objectives and involve inherent risks, assumptions and uncertainties, including internal or external factors that could delay, divert or change any of them in the next several years, that are difficult to predict, may be beyond our control and could cause our future financial results, goals, plans and objectives to differ materially from those expressed in, or implied by, the statements. These risks, assumptions, uncertainties and other factors include, among others, that the expected benefits of, and opportunities related to, the agreement with The Rockefeller University may not be realized by Bristol Myers Squibb or may take longer to realize than anticipated and that Rockefeller’s novel monoclonal antibody duo treatment may not receive regulatory approval for the treatment of COVID-19. No forward-looking statement can be guaranteed. Forward-looking statements in this press release should be evaluated together with the many risks and uncertainties that affect Bristol Myers Squibb’s business and market, particularly those identified in the cautionary statement and risk factors discussion in Bristol Myers Squibb’s Annual Report on Form 10-K for the year ended December 31, 2019, as updated by our subsequent Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and other filings with the Securities and Exchange Commission. The forward-looking statements included in this document are made only as of the date of this document and except as otherwise required by applicable law, Bristol Myers Squibb undertakes no obligation to publicly update or revise any forward-looking statement, whether as a result of new information, future events, changed circumstances or otherwise. corporatefinancial-news View source version on businesswire.com:https://www.businesswire.com/news/home/20210203005253/en/ CONTACT: Bristol Myers Squibb Media Inquiries: [email protected] Investors: Tim Power, 609-252-7509,[email protected] Rockefeller University Media Inquiries: Katherine Fenz, 212-327-7913,[email protected] KEYWORD: NEW YORK UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: BIOTECHNOLOGY INFECTIOUS DISEASES HEALTH PHARMACEUTICAL CLINICAL TRIALS SOURCE: Bristol Myers Squibb Copyright Business Wire 2021. 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in Daily Dose, Featured, Foreclosure, News Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago As foreclosure numbers continue their downward spiral, the data showed that almost half of the nation’s completed foreclosures for the 12-month period ending on April 30, 2016, were locked up in five states, according to CoreLogic.Florida, Michigan, Texas, Ohio, and California combined for approximately 186,000 completed foreclosures during the year-long period ending in April, according to CoreLogic. This number represented more than 40 percent of the 461,000 completed foreclosures nationwide for the 12-month period that ended April 30.The number of 12-month completed foreclosures dropped by about 14 percent year-over-year in April, from 537,000 down to about 461,000.Florida has traditionally led the way in completed foreclosures but has seen a dramatic decline in that category just in the last year alone. Approximately 106,000 foreclosures were completed in Florida for the 12-month period ending April 30, 2015. The 66,000 completed foreclosures in Florida for the 12 months ending April 30, 2016, represent about a 40 percent decline year-over-year.Completed foreclosures over 12 months declined in Michigan, Texas, Ohio, and California year-over-year, but not near as substantially as in Florida. Michigan dropped from 49,000 to 47,000; Texas declined from 33,000 to 27,000; Ohio dropped from 28,000 to 23,000; and California declined from 27,000 to 23,000.The foreclosure inventory in Florida also saw the most dramatic year-over-year decline of any state in April. While five states had declines of 30 percent or higher, Florida led the way with a decline of 37 percent with a foreclosure inventory rate of 2.0 percent. The national average for April was 1.1 percent, the same level as in October 2007 before the crisis, according to CoreLogic.Black Knight Financial Services reported in May that Florida was one of three states (along with New York and New Jersey) that held about one-quarter of the nation’s non-current inventory, which includes both homes in foreclosure and homes that are 90 days or more past due on monthly mortgage payments (Florida had 145,000). Black Knight estimated that at their current rate of decline, despite their elevated numbers, the non-current inventory numbers in Florida will normalize sometime in mid-2018 around the same time as non-current inventory nationwide. completed foreclosures CoreLogic 2016-06-15 Brian Honea Governmental Measures Target Expanded Access to Affordable Housing 2 days ago June 15, 2016 1,144 Views About Author: Brian Honea Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Previous: FHFA: Here’s What HAMP Borrowers Facing Resets Can Do Next: Fed Opts Out of Rate Hike For Now The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Subscribe Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Daily Dose / Nearly Half of Foreclosures Wrapped up in Five States The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Sign up for DS News Daily Tagged with: completed foreclosures CoreLogic Nearly Half of Foreclosures Wrapped up in Five States Governmental Measures Target Expanded Access to Affordable Housing 2 days ago
Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe Home / Daily Dose / Ginnie Mae MBS Outstanding Issuance Approaches $2 Trillion in Daily Dose, Featured, Government, Headlines, Journal, News Print This Post Sign up for DS News Daily Ginnie Mae MBS Mortgage-Backed Securities 2018-02-15 David Wharton Demand Propels Home Prices Upward 2 days ago Tagged with: Ginnie Mae MBS Mortgage-Backed Securities The Best Markets For Residential Property Investors 2 days ago About Author: David Wharton Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: FEMA Aid for Some Displaced Puerto Ricans Running Out Next: The Industry Pulse: Updates on Mr. Cooper, Black Knight, and More … Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Ginnie Mae MBS Outstanding Issuance Approaches $2 Trillion February 15, 2018 4,309 Views Servicers Navigate the Post-Pandemic World 2 days ago On Thursday, Ginnie Mae—the government-owned corporation that attracts global capital into the housing finance system—announced that issuance of its mortgage-backed securities (MBS) totaled $36.41 billion in January 2018. This brings Ginnie Mae’s total outstanding principal balance to $1.924 trillion, up from January 2017’s total of $1.786 trillion. Ginnie’s MBS issuance for FY 2018 to the end of January totaled $153.419 billion.Ginnie’s January’s issuance included $34.611 billion of Ginnie Mae II MBS and $1.795 billion of Ginnie Mae I MBS. Together, they “provided access to $36.834 billion in capital for single-family home loans and $1.403 billion for multifamily housing.”The Fed is expected to continue working to shrink the agency’s balance sheet, including MBS issued by Fannie Mae, Freddie Mac, and Ginnie Mae. However, some believe even more drastic changes are needed for the GSEs. Ginnie Mae Acting President Michael R. Bright spoke before the House Financial Services Committee in November 2017, during which he discussed a paper he co-wrote with FHFA Acting Director Ed DeMarco in September 2016. It proposed reconstituting Fannie Mae and Freddie Mac as lender-owned mutuals and removing Ginnie Mae from the auspices of the Department of Housing and Urban Development, instead converting Ginnie into a standalone government corporation like the FDIC, “with authority over its own budget, hiring, and compensation.”However, Bright also had praise for Ginnie. “At a very high level, the Ginnie Mae wrap works because we do two things effectively,” Bright said. “First, we are transparent about our rules and our processes with our investors. And second, we work hard to police our program.”That second promise came into play last week, when Ginnie Mae notified a small number of issuers in the multi-issuer mortgage-backed security (MBS) pool to take steps to address churning in its MBS program. “Churning” is a process where a lender solicits an existing borrower to refinance their current mortgage for a better offer with a different or the same investor. Some lenders use this practice to refinance a loan multiple times and generate profits for lenders.“We have an obligation to take necessary measures to prevent the lending practices of a few from impairing the performance of our multi-issuer securities, and thus raising the cost of homeownership for millions of Americans,” said Bright. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago
News UpdatesInclusion Of Land In CRZ As Per 2019 Notification Can Be Objected Even If Land Is Shown CRZ-III As Per 2011 Notification : Kerala High Court LIVELAW NEWS NETWORK22 Feb 2021 9:40 AMShare This – xThe Kerala High Court has observed that the inclusion of a land in Coastal Regulation Zone-III in the Coastal Zone Management Plan(CZMP) prepared as per the 2011 CRZ Notification is not a bar against objecting to the inclusion of the said land in a CRZ zone as per the CZMP to be made as per the 2019 CRZ Notification.A single bench of Justice PB Suresh Kumar noted that the CZMP prepared as…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Kerala High Court has observed that the inclusion of a land in Coastal Regulation Zone-III in the Coastal Zone Management Plan(CZMP) prepared as per the 2011 CRZ Notification is not a bar against objecting to the inclusion of the said land in a CRZ zone as per the CZMP to be made as per the 2019 CRZ Notification.A single bench of Justice PB Suresh Kumar noted that the CZMP prepared as per 2011 Regulations will remain in force only till the CZMP as per 2019 Regulations is notified. The bench also noted that steps for finalizing the Coastal Zone Management Plan pursuant to the Coastal Regulation Zone notification, 2019 are underway.Therefore, the High Court directed the competent authority to consider the objections against the inclusion of certain plots in Alangad Panchayat as CRZ zones in the CZMP as per 2019 Regulations. The said lands are categorized as CRZ III as per the existing CZMP. According to the petitioner, one Selil Moideen, the said lands should have been brought under CRZ-II zone in the CZMP. He approached the High Court seeking a direction to consider his representation to re-categorize the lands as CRZ-II(developed area).The Kerala Coastal Zone Management Authority told the Court that the CZMP as per the 2011 notification was finalized on August 28, 2019 and therefore no relief can be granted to the petitioner. The Court noted that just before the finalization of the Coastal Zone Management Plan pursuant to the Coastal Regulation Zone notification, 2011, the Coastal Regulation Zone notification,2011 has been replaced by the Coastal Regulation Zone notification, 2019.”As such, the Coastal Zone Management Plan prepared pursuant to the Coastal Regulation Zone notification, 2011, would be in force only till Coastal Zone Management Plan pursuant to the Coastal Regulation Zone Notification, 2019 is finalised”, the Court observed. Taking note of the fact that the preparation of CZMP as per 2019 notification was under process, the Court directed the competent authority to consider the representation of the petitioner.”In the circumstances, this writ petition is disposed of making it clear that the inclusion of the land of the petitioner in CRZ – III zone in the Coastal Zone Management Plan prepared under the Coastal Regulation Zone notification,2011 will not preclude the petitioner from raising objection against the inclusion of his land in any of the Coastal Regulation Zones in the Coastal Zone Management Plan proposed under the Coastal Regulation Zone Notification,2019″, the Court observed.If objections are raised by the petitioner in the public hearing in connection with the finalisation of the Coastal Zone Management Plan pursuant to the Coastal Regulation Zone notification, 2019, the same shall be addressed by the competent authority, the Court directed.Click here to read/download the judgmentSubscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Story
Message* Email Address* Building owners have until July 1 to apply for temporary relief from the city’s Local Law 97. (iStock)Building owners can apply for a reprieve from the city’s stringent emission caps, but time is running out.Under Local Law 97, buildings considered the city’s biggest global warming contributors — those larger than 25,000 square feet — must meet new greenhouse-gas emission caps starting in 2024. But the law also allows owners of certain properties to apply for an adjustment to those limits that runs through 2029.The catch: Owners only have until July 1 to apply. Complicating matters, the Department of Buildings has yet to release an application form or further guidance on the law’s parameters.“Nearly two years after Local Law 97 was passed, it is still unclear how the law will be applied and how building owners are supposed to comply — endangering environmental efforts while setting building owners up for unnecessary fines,” Real Estate Board of New York President James Whelan said in a statement.ADVERTISEMENTThe law says the adjustment is available but not limited to buildings with 24-hour operations, facilities critical to human health and safety, those with high-density occupancy and properties dedicated to energy-intensive industrial use or communications technologies.Owners must show that meeting 2024 caps is impossible because their building’s emissions in 2018 exceeded the caps set for 2024 by more than 40 percent. If approved, the building’s emission limits will temporarily be adjusted to 70 percent of its 2018 level.Some attorneys are concerned that not enough owners know this option is on the table.“Owners are not paying attention, but neither is the city,” said YuhTyng Patka, a partner with Duval & Stachenfeld. “The sense of urgency is not there.”The Department of Buildings plans to open the application process in the next few weeks and will provide additional guidance once that window opens, according to an agency spokesperson.Real estate professionals have been fighting for a different reprieve, which Gov. Andrew Cuomo included in his budget proposal. It would give building owners the option to offset their carbon emissions by buying renewable energy credits generated outside the city. The city’s law counts only credits from renewable energy generated within the city — which makes the credits a non-option, given the lack of wind and solar farms and hydroelectric plants in the city.Environmental groups, along with Mayor Bill de Blasio, oppose Cuomo’s proposal, saying it circumvents the city’s law. The proposal doesn’t seem to have the support of the Assembly or Senate majorities, which excluded it from their budget resolutions.Owners argue that the city hasn’t provided enough clarity on how they can meet the law’s requirements, while supporters of the measure say landlords have known since the law’s passage in 2019 that they would need to limit their emissions. Those who don’t face millions of dollars in annual fines.New York Communities for Change, one of the groups fighting the Cuomo proposal, released a report this week targeting the Durst Organization and Rudin Management as some of the city’s “biggest polluters,” noting those companies would owe $581.5 million between 2024 and 2050 based on their buildings’ current emissions. (Those figures don’t factor in any retrofitting or upgrades across their portfolios or greening of the grid.) The group says the fines could pay for thousands of green jobs annually.The Durst Organization’s Jordan Barowitz said the analysis highlights the “critical flaw” in the law — that energy-efficient buildings have only two choices, and both do nothing for climate change:“Disperse people to work in less energy-efficient buildings or pay millions of dollars in fines that will go into City Hall’s pocket, not investments in renewable energy or carbon reduction,” he said in a statement.A spokesperson for Rudin said the law focuses on “source power, not energy efficiency.”Even if a building doesn’t explicitly qualify for a temporary adjustment, attorneys are encouraging building owners to apply. Alexis Saba, an environmental and land use attorney with Sive Paget & Riesel, said the application process could lay the foundation for seeking other adjustments or reduction of penalties from the Department of Buildings.“The spirit of that adjustment is that you have tenants that are high-energy users,” she said. “Now is a good time to apply and make your case to DOB.”Contact Kathryn Brenzel Full Name* Commercial Real EstateLocal Law 97Politics Share via Shortlink Share on FacebookShare on TwitterShare on LinkedinShare via Email Share via Shortlink Tags